From £ 2.4 lpa to £ 1 crore net assets before 30: Bengaluru Techie stocks tips

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Based on a modest content and a modest background, the open Reddit contribution of a young engineer, such as economy, skills and perseverance, have contributed to achieving financial independence before the age of 30.

May 17, 2025: In a Reddit contribution that brings heart to the heart on social media, a Tech Professional in Bengaluru has unveiled how he built net assets over 1 crore Starting 30 years ago with one Salary of only 2.4 LAKH per year in 2018.

Share his trip on the Personal Finance India SubredditThe technology meat, now at the end of 20, described its financial and professional growth than anything but linear. He studied in a household with a low income-with a combined parent income below 15,000 GBP-Er studied in a modest private school, solved the Jee testAnd, for reasons of convenience, joined a local engineer College as a prestige.

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During the persecution Electronics and communication technology (ECE)He contracted the coding. He landed a job at a servant IT company during the college internships that a starting content of bot £ 15,000 per month. The hustle and bustle started there.

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He told stories about his early battles and knowledge in Bengaluru: Management of savings of 2,000 GBP per month, lively budget, knowledge of peers and even enjoyed the limit.

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Mile stone test: started at 2.4 LPA at 23, reached 1CR before it was 30
Byu/no-drawer1706 InSpersal Financeidindia

The true breakthrough came during Covid 19When a failed BIG 4 offer from an HR call followed, which changed everything -an offer of from £ 12 LPA. By 2022, he rode with the boom in the labor market, he cracked 13 job offers and finally joined one with one Product -based company Offer £ 32 LPA. With stock grants and bonuses, its current total compensation is nearby £ 50 LPA.

Despite the financial success, his lifestyle remains minimalistic. “I still use a phone from 2019, wear office t-shirts and go around 250 shoes around 1,000 GBP soles,” he joked.

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Now, he Invested £ 71,000 per month via Sips and saw how his portfolio of £ 31.6 Lakh in 2023 £ 1 crore in 2025. As the greatest possible, he writes financial as well as financial and qualified, and aims at it and aims at it that it is aimed Financial independence of 40Possibly retired by 45.

He signs a simple but powerful advice:

“Be economical where it is important where it counts and remain humble. Life has a funny way to keep them ground -like their 250 pound shoes fall apart while their warehouse portfolio climbs.”

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Personal financing, Bengaluru Techie, 1 Crore net assets, Indian engineers, Sparality, SIP investments, career growth, Reddit stories, Fire India, Tech Jobs India