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The first quarter, while the public company emphasizes AI-led growth, record jumps and transformative fintech expansion

May 20, 2025 16:15 PM Edt | Source: Beeline Financial Holdings, Inc.

Providence, Rhode Iceland- (Newsfile Corp.-20. May 2025) -Beeline Holdings, Inc. (Nasdaq: Blne), a mortgage and title company in Fintech-focused, announced the financial results for the first financial results on March 31, 2025.

Q1 2025 highlights

  • Breakout debut quartal as a new stock corporation, which was repositioned as AI provider by AI providers and next generation title representatives.

  • The loan soriginations rose by 38% compared to the previous year and exceeded industry growth (~ 9%), whereby the service will be best in three years in April, which signals despite macro counterwinds.

  • Cumulative loan fits have been exceeded over 1 billion US dollars.

  • AI-Mortgage Agent “BOB 2.0” drove 6x lead conversion and 8x full application volume-with zero-border costs-the proprietary automation strategy from Beeline von Beeline.

  • Hive & Task -based model workflow engine reduced the closing time plans to 14–21 days, about twice as fast as conventional lenders.

  • Extended distribution through important partnerships, including Redawning, Rabbu, Credovolv and;

  • Magicblocks has 16 customers in beta and blinkqc is from the beta and lives in the production of Beeline and eliminates QC costs from third -party providers.

  • Reduced debts by $ 2 million.

  • Development of a new equity product with exclusive functions that are exclusively to Beoine.

  • Net lust in the early stages in harmony with growth investments; The company is aimed at operating the leverage as a loan and platform efficiency.

A basic quarter for the way

“The first quarter was our first as a stock corporation and showed the full power of our AI-controlled platform,” said Nick Liuzza, co-founder and CEO by Beeline Holdings. “Despite continued market challenges, our performance confirms the core strengths of our business and is based on the property for transformative growth. We are particularly pleased about our upcoming stock product introduction, which is neutral interest rate and is supposed to unlock liquidity in a limited housing market.”

Financial performance

Beeline reported the total net sales of USD 1.8 million in the first quarter of 2025 with over 70% of the income due to mortgage and title transactions, including $ 1.0 million for lending of USD 1.4 million. The remaining 0.4 million US dollars came from his Legacy Spirits business. Mortgage -related key figures showed strong growth compared to the previous year, with the average loan amount increased by 24%, sales per loan rose by 28%and the title revenue rose by 93%. The operating costs amounted to $ 6.8 million, including salaries and benefits of $ 2.3 million, professional fees of USD 1.2 million (mainly not incoming costs), marketing of $ 0.6 million and depreciation and amortization of $ 0.8 million. The company reported an operational loss of $ 4.9 million and a net loss from continued business activity of USD $ 6.9 million, which contains $ 1.9 million in interest.

In the first quarter of 2025, Beeline Financial Holdings came up with $ 39.8 million at mortgage loans in residential areas, with sales of USD 1.4 million and reports a net loss of $ 2.3 million.

From the end of the quarter, Beeline had $ 1.5 million in cash and approximately $ 0.5 million on the available warehouse management capacity. After the end of the Q1, the company completed additional equity increases. During the quarter, the operational cash used 1.5 million US dollars, earned $ 1.8 million out of netinance activities and ended with a net increase of $ 0.3 million.

With a view to the future, Beeline plans to start his neutral equity product for interest in the third quarter, which is supported by a stablecoin partner. This new offer is intended to finance real estate transactions outside of conventional mortgage channels, extend access to capital and enable higher market participation.

The company also expects to announce new strategic partnerships and further advance its SaaS innovation initiatives by Beeline Labs. These efforts aim to improve the customer experience and to expand the range of the company in the real estate and fintech ecosystems.

At the same time, Beeline continues to focus on reducing losses and sustainable profitability and continues to invest in its nuclear technology and customer acquisition infrastructure.

“We have set up the basis for a scalable, AI-First-Fintech mortgage platform with an accelerating performance,” said CFO Chris Moe. “While losses are expected in early stages, we believe that the Q1 reflects the beginning of a structural transformation in both our financial profile and in the market position.”

About Beeline Holdings, Inc.

Beeline Holdings is a technological mortgage and title platform that is intended to simplify house financing for a new generation of buyers. By combining AI, automation and modern UX, Beeline offers faster, accessible and more transparent experiences for residential construction loans for real estate investors and primary buyers. You can find more information at www.makeafeline.com.

Predicted statements

This press release contains future-oriented statements in the sense of the law on private security disputes from 1995, including the expected trends in the mortgage credit industry and the potential new technology offers and strategic partnerships of the company, including planned new innovative equity product and progress in the SaaS innovation initiatives and the early benefits or potential Advantages of these efforts. The declaration of the future is through words such as “anticipating”, “expecting”, “plan”, “might”, “may”, “will”, “,”, “”, “seem”, “appear”, “potential”, “appear”, “continuation”, “future”, “estimate”, “estimate”, “forecast”, “assongs” project “and” marriage “and” marriage ” Words “and” Asse Words “and” Asse Words “and” Asse Words “,” Own Words “. Future conditions. The future -oriented statement by us in this presentation only speaks at the time of the date at which they are made.

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Source: Beeline Financial Holdings, Inc.

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