Consumer Watchdog shows that pain has no longer made any claims before death and damage, which is used for their expansion

Sacramento, California.Present May 21, 2025 / Prnewswire/ – New research results carried out by consumer watchdog California Hit historical lows after the state had increased its ban on pain before death and damage to damages in 2022. The prevention of industry claims that the law would increase the costs.

Analysis by consumer watchdog actuary Ben ArmstrongFCAS, MAAA, found that the average loss rate, namely the percentage of the premiums paid in claims, for the five most important insurance companies for medical errors California To the lowest in history in the year after the pain was lifted before death and cross-suffering ban in 2022-in only 7%.

“The idea that pain before death and damages increase the medical costs Jamie Court. “With losses in historical lows even after the law has passed, the data clearly show that doctors or patients have no effects.”

By 2022, California Was only one of only four countries without predecessors and compensation – the right of the survivors to recover damage to the pain and suffering of a victim before they die. SB 29 (Laird), which will be coordinated on Friday in the Senate appropriation committee for appropriation of the Senate. Consumer Watchdog wrote the committee about his research.

California The 10-year-old average loss rate from 2014 to 2023 was only 35.8%, far below the national average of 50.6%, according to the National Association of Insurance Commissioners (NAIC). “California The doctors continue to overpay their medical misconduct beams compared to doctors elsewhere, which are based on lower losses in the state, “added the court.

California The earlier ban on pain before death and suffering effectively refused justice in fatal medical negligence, in which the patients ended up unimaginable pain, but their voices were silenced by death before a dish could hear their history. This gave the accused an incentive to set their cases until their death.

The change issued in 2022 finally finally gave California Families the ability to apply for accountability for this suffering. SB 29 would preserve this essential law; A right that funeral families had and secure in other states California is no longer an outlier in recognizing the pain of the victims.

Legislation is for families like that of deeply personal Tracey Mueller Gibbs from San Diegowhose son Rowan tragically died because of medical negligence and who could not find a lawyer who, because of the inability, pain and damages before his death, to take her case. “This problem is deeply personal for me,” said Gibbs. “It is my deep wish that no other family ever has to endure the pain and suffering with which my family is faced.” Gibbs wrote to the legislator about its history to work for the continuation of pain and damage before death.

Source consumer watchdog