Dhanlaxmi Bank Q4 Results: The net profit increases by 775.5%, the total income increases by 14.5%

The provisions and eventual connections were 23.48 billion GBP in the financial year25 compared to a net reversal of 1.22 billion GBP in the GJ24. The profit before tax rose slightly to 71.62 billion GBP from 70.48 billion GBP. After a tax expenses of 4.98 billion GBP, the net profit for the financial year25 was 66.64 billion GBP compared to 57.82 billion GBP in the GJ24. The capital adequacy quota as part of Basel III improved from 12.71% to 16.12%, supported by a right of rights, in which 297.54 billion GBP was increased, which increased the paid capital to 394.70 billion GBP.

The gross non-performance value values ​​(NPAs) decreased to 364.11 billion GBP or 2.98% of the gross feed of 421.21 billion GBP or 4.05%. NET -NPAs improved from 1.25% to 0.99%. The ratio of areas, including technical depreciation, was 88.84%. The return of assets (annualized) rose from 0.38% to 0.41%. The assets rose from 810.90 billion GBP to 1,179.50 billion GBP. The total balance rose from 15,961.89 billion GBP to 17,936.94 GBP.

The retail banks achieved sales of 819.14 billion GBP and profit of 52.76 billion GBP, while the Treasury Operations contributed 256.73 billion billion GBP and profit of 49.65 billion GBP. Corporate/wholesale banking resulted in a loss of 22.58 billion GBP. From April 1, 2024, the bank passed new standards of the RBI investment classification and recognized a net profit of 2.66 billion GBP (net of tax) of new evaluation adjustments.

The lender's shares ended by 1.1% higher before the results were announced.